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| Strategic Asset Management Group |
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Overview:
Strategic Asset Management Group subscribes to a conservative investment philosophy with a disciplined, well-thought-out approach which may enhance after-tax total returns and potentially reduce volatility in both good and bad financial markets. Through dedication and commitment, our goal is to help relieve you of the burden of managing your investment portfolio alone.
Our investment management professionals understand the complexities of today’s capital markets. We want you to enjoy your family and the fruits of your labor with the assurance that our staff of professionals is watching over your financial independence.
We provide a full range of professional money management and wealth management services to high net worth individuals, municipalities, and corporations.
Working towards financial independence is a complex and confusing process that requires a significant amount of time, knowledge and resources for even the most experienced investor. Every investor is an individual, with different needs and different objectives. Whatever your objectives-wealth preservation, asset growth, current income, or minimizing taxes-it is critical to discuss them in detail with a knowledgeable professional before you begin your investing.
Our comprehensive approach provides confidence in an ever-changing, dynamic investment world.
An Intelligent Approach For Today’s Investing
Our Investment Process consists of the following:
A written Investment Policy Statement.
An asset allocation strategy to help maximize opportunities while reducing risk through diversification.*
Evaluation and selection of investments.
Periodic monitoring and rebalancing.
Since no two investors have identical objectives, we meet with each of our investors to discuss their goals and desires. We address all questions and concerns that will assist in establishing a comprehensive, personal investment profile. This personal profile is determined by your general attitude toward investing, your investment objectives, risk tolerances, liquidity needs, investment time horizon, tax considerations and any other individual requirements. We construct a personalized investment strategy to help meet those goals. We implement the strategy through an extensive menu of investments which have passed a rigorous screening process. We continue to monitor and manage your strategy as the financial markets and your financial needs shift over time.
Once your profile has been compiled, an Investment Policy Statement is created as a framework to guide the implementation process. This customized, detailed document spells out, in plain language, what is expected as to specific risk and return parameters, position size, and sector weighing. You will be presented with a detailed, customized financial proposal which will outline our recommendations for the appropriate asset mix for your portfolio.
The Importance of Asset Allocation
Asset allocation is the cornerstone of professional money management. How your assets are allocated is the single most critical decision in the development of your portfolio. We follow a well defined, time tested process called "asset allocation" to help increase the probability that you will meet your financial objectives. Portfolio success, to a large degree, is driven by the asset class allocation decision- not by market timing or which securities are bought and sold. The allocation plan that Strategic Asset Management Group develops for you will be the foundation of your investment portfolio. This mix will have the greatest impact on the ultimate strategy of your financial goals.
While no investment strategy can guarantee a profit or protect from a loss in a declining market; asset allocation provides a disciplined, systematic, time-tested approach to working towards your financial objectives. With asset allocation, the investments in your portfolio are positioned among various asset classes, such as Domestic and International stocks and bonds, money markets, and alternative asset classes. These asset classes respond differently to such factors as economic cycles and inflation. Spreading investments among the asset classes may help reduce exposure to the volatility inherent in one type of asset. This gives your portfolio a good chance to grow over the long term, regardless of short-term changes in an ever-changing economic environment. Once your allocation is established to help meet your needs, we carefully monitor the results over time, fine tuning as necessary to maintain your goals and changing objectives.
We are committed to the implementation of progressive investment strategies that may help preserve your assets.
Your asset allocation formula is implemented by investing in a well-diversified portfolio. We align ourselves with some of the world’s top institutional, fee-based money managers who specialize in specific styles of investment management. Our due diligence process identifies the managers that demonstrate a strong investment process, stable management team and meet our high standards for performance and consistency. We are not bound by proprietary products, which allow us to deliver to our clients some of the best strategies based on their specific needs. By utilizing their knowledge and leveraging their experience, we strive to enhance your potential for reaching towards your long term results. This approach assists in maximizing your investment returns, relative to your risk tolerance.
Ongoing Communication is a critical component of a successful relationship between client and trusted advisor. We work closely with all of our clients so that they understand what they own. Clients receive comprehensive monthly statements and individual confirmations for every transaction. Additionally, in-depth quarterly reports are provided which review the performance of your account, market value and cost basis.
If the relative value of your investment portfolio changes substantially and the allocation of assets becomes inconsistent with your objectives, your account will be rebalanced. With Strategic Asset Management Group, you always know where you are financially.
Our goal is to provide you with customized, personalized investment management consulting services. You have the confidence of knowing that your assets are professionally managed without conflicts of interest. As a fee based, independent firm, you can be confident that your financial future is being monitored. Utilizing our defined process, your investments are not left to guess work or chance. |
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