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Universal Bank

History:

The history of Universal Bank dates back to 1994. It has been a member of the international group Eurobank Group since 2006, which has a strong presence in 8 European countries: Greece, Bulgaria, Romania, Serbia, Cyprus, Luxembourg, London and Ukraine. It employs 17,500 employees. Group’s assets total €74.3 bn.,
Universal Bank maintains a robust capital and has a wide branch network. It ranks among Ukraine’s large banks by capital size according to the classification of the National Bank of Ukraine. As of January 1, 2015 its statutory capital totals UAH 1.163 bln. (www.bank.gov.ua).

The mission of Universal Bank is to invest in the economic development of the country by providing high level services, innovative products and valuable banking expertise to business and private segments of the Ukrainian market.
The vision of Universal Bank is to become the bank of choice for both business and retail customers and strengthen its position as a reliable and professional partner in Ukraine and worldwide.

Universal Bank provides a full range of banking products and services to corporate and retail customers, including deposits and loans. The Bank offers residential mortgage, consumer loans and credit cards. Provision of a full range of banking products and services to representatives of small, medium and corporate businesses is a strategic direction for Universal Bank. The Bank services a corporate segment ensuring an individual approach and high level of customer service.

Universal Bank is a member of the Retail Deposit Guarantee Fund. According to Credit Rating Agency, it has the highest bank deposit rating at the level “5”. In October 2014 the agency reiterated Universal Bank’s long-term rating at the level “uaAA” with a stable outlook. This is one of the highest long-term credit ratings in Ukraine, which is updated every six months and reflects high reliability and credibility of a bank. Universal Bank has maintained its high rating since September 2008.

In January 2015 Universal bank took 14th place in the rating of 20 most reliable banks of Ukraine by «Forbes-Ukraine»

Universal Bank has been repeatedly acknowledged by Ukrainian publications and rating agencies. On February 1, 2013 Universal Bank became one of the twenty most efficient banks in Ukraine according to Forbes Ukraine.
In December 2012 Universal Bank was awarded in the category "The Most Dynamic Bank" by the financial and economic edition "Investgazeta".
In April 2010 Universal Bank received the “2009 Most Professional Bank” award from «Bizness» business weekly based on the results of its 12th annual Financial Rating.

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