|
|
|
| |
| Additional information |
| |
| Colonial Trust Company |
| |
| |
Profile:
Established in 1913, Colonial is the oldest private trust company in South Carolina. As one of the few private and family-owned trust providers in the state, we have built a reputation for providing the highest quality investment management, trust and estate services, and retirement planning at a competitive cost. We also consult with our clients' advisors, attorneys and CPAs to develop investment and administrative plans to meet all personal financial objectives. |
|
 |
|
Overview:
At Colonial Trust, we believe that effective personal investment management depends on partnering with our clients to understand their unique goals. Our investment philosophy is straightforward: conservative, quality focused, and long-term oriented.
After a consultation, we develop an investment strategy and allocate capital to achieve the client's goals. Security analysis, asset allocation, and portfolio management functions are conducted locally. Consideration is given to cash flow needs, liquidity constraints, tax concerns, and estate plans. Portfolios are continually monitored and adjusted in response to changes in objectives and circumstances.
Equities
Colonial maintains a disciplined “top down” investment philosophy that identifies economic, business, demographic, technological and public policy trends that may impact long-term investments. We then determine which industries will be positively impacted due to their leverage to a specific trend. After thorough analysis of these companies, we create a focus list of company stocks from which we make equity investments.
Market Leadership
Each of the companies on our focus list has unique or proprietary competitive advantages. These dominant companies normally have lower unit cost, more liquidity, and the management strengths necessary to remain dominant. These firms have demonstrated reliable earnings and dividend growth, which are powerful positive forces that can lead to long-term capital appreciation. Colonial has a strong bias toward companies with the capabilities to compete globally.
Time Horizon - Long Term Patience and Short Term Volatility
Time is an investor's best ally, and experience has convinced us that a patient, steady approach produces secure results.Long-term positions in leading companies allow us not to be overly concerned with the market s short-term volatility.We concentrate on investment options with a three- to five-year time horizon, allowing for long-term investment returns that are not swayed by impulse reactions or temporary changes in market conditions.
Fixed Income Investing
We take a conservative approach to fixed income investing, and we strive to avoid losses while providing a consistent return. We consider the structure of specific investments, including security, guarantees, maturity, and yield. Through this analysis, we seek to identify issues that possess appropriate risk/return characteristics.
Modified Laddering
When assembling a fixed income portfolio, we attempt to maximize investment flexibility by utilizing a "modified laddering" strategy. Laddering a portfolio provides diversification of maturities and limits sensitivity to changes in interest rates. To modify a traditional laddered portfolio, we may overweight a certain maturity based on our opinion of future rate movements. This strategy seeks to minimize exposure to significant changes in interest rates by having portions of the portfolio maturing at regular intervals. |
|
|
|
History:
In 1989, H. Walter Barre and Barry D. Wynn acquired Colonial Trust Company from one of its founding families. Though the ownership of the company changed, the values of integrity, service, and confidentiality have remained the cornerstone. In 1996, Colonial Asset Management was created as a sister company to Colonial Trust in order to support the company's non-trust asset growth. Today, both Colonial Trust Company and Colonial Asset Management are owned by Colonial Group, Inc. |
|
|
|
| Formerly known as:
Colonial Asset Management Inc. |
|
|
|
|
|
|
|
 |
|
 |
|
|
