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LUKAS Bank SA

History:

2009
LUKAS Bank promotes a consolidation loan. It organizes another promotion of FURORA credit card supported by an advertising campaign, for instance offering to customers a 6 percent refund in building and interior design shops in the spring and in sport shops in the summer.

At the end of 3Q LUKAS Bank has over 430 outlets and begins the process of transferring credit centers into bank branches. This will allow customers to access our offer in over 500 outlets. In this way the Bank wants to strengthen its presence, to deepen the understanding of local markets and to better meet customer needs.

2008
LUKAS Bank has launched a credit card-based FURORA loyalty programme. For the payments made with the FURORA card the customer gets a refund of a part of the amount spent on shopping. LUKAS Bank provides its customers with an option to receive statements via email. The Bank has been also developing its sales network, with 229 bank branches and 154 credit centres at the end of 2008. The Bank opened the first fully franchised credit centre.

2007
Further intensive developement of banks sales network at the end of the year LUKAS Bank has over 330 branches. LUKAS Bank exceeded the number of one million issued credit cards thus assumed the leader position among credit card issuers in Poland.

2006
Fast developement of LUKAS Banks sales network. Number of credit centers. LUKAS Bank presented also first mobile bank branch in Poland - LUKASmobil.

2005
In September 2005 the business of LUKAS SA was transferred to LUKAS Bank SA by way of an in-kind contribution. Consequent to this operation, business activities pursued to date by LUKAS were transferred to LUKAS Bank, which now pursues its activities in two business lines: retail banking and consumer finance.

2001-2005
Taking advantage of the growth potential of the Polish financial services market, LUKAS Bank extensively develops its line of retail banking, also aimed at the SME sector. LUKAS SA reinforces its position as the consumer finance leader and constantly expands its offering of cash loans, car loans, and credit cards - so as to provide the customers with a comprehensive range of financial services.

2001
On 6 February 2001, the shareholders of LUKAS SA sign an agreement with a new investor - Crédit Agricole. Consequently, one of the world's biggest financial groups becomes a shareholder of the Bank. The Bank's name changes to LUKAS Bank SA and its head office is transferred to Wrocław.

1999-2001
Intensive bank development. The Bank creates a Poland-wide network of bank outlets and launches its customer service over the phone and the Internet. The Bank starts co-operation with the biggest commercial chains in Poland in the provision of credit facilities to customers.

1998
On 17 March 1998 the General Meeting of Shareholders of Bank Świętokrzyski adopts a resolution on the increase of its share capital by an issue of shares to be allotted to a strategic investor - LUKAS SA. Consequently, LUKAS SA, a leader in the consumer finance market - becomes one of the Bank's shareholders. In August the Bank changes its name to LUKAS Bank Świętokrzyski SA.

1994
The instalment loan service is transferred from a trading company LUKAS Sp. z o.o. to a special purpose company S.L. The Company's service is called the LUKAS Instalment System.

1992
Bank Świętokrzyski SA starts its operating activity. During the first years of its existence, the Bank is a universal financial institution. In May, LUKAS Sp. z o.o. opens a new department dealing with instalment loans in Wrocław. Soon other branches appear across Poland.

1991
Bank Świętokrzyski is established by virtue of Decision No. 66 of the President of the National Bank of Poland issued in consultation with the Minister of Finance. In the same year a trading company LUKAS sp. z o.o. (Polish limited liability company) is established.

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