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Hotvet Financial Advisors

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Hotvet Financial Advisors

Overview:

HOTVET Financial Advisors provides hourly, as-needed, financial advice to individuals and families. There are no investment or net-worth minimums required.

As a fee-only financial advisor, I am completely independent. I work solely for my clients. I do not sell products nor do I receive commissions or third-party referral fees. This allows my clients to receive objective financial advice, without con- flicts of interest regarding compensation.

Prior to founding HFA I had two successful careers. For twenty years I was a pension actuary and consultant. I worked with large corporations designing, implementing, and administering their employee retirement programs (defined benefit pension plans, 401(k) savings plans, profit-sharing plans, Employee Stock Ownership Plans, …). I then switched from the “liability” side of retirement issues to the “asset” side. For the next eleven years I worked for three institutional investment management firms. During these years I traveled the country meeting with the Chief Investment Officers and Directors of Pensions for some of the most sophisticated endowments, foundations, and corporate pension plans in the country.

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