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| Redwood Financial Family Wealth & Estate Planners |
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Overview:
At Redwood, we believe in treating clients as people, not just as a number. This “family” philosophy makes our company unique amongst many other financial advisors and is something we are very proud of.
We are a firm of Certified Financial Advisors & Estate Planners and we help clients in two ways, firstly by managing your wealth and secondly by protecting your estate. This means there is more money for you and your family. What makes us different is that we prefer to work with families as we believe helping families is the most important and rewarding thing we can do.
Our offices are based between Wickham & Droxford and we help clients predominantly around Portsmouth, Southampton, Petersfield & Chichester, although we have clients throughout Hampshire and West Sussex.
The Truth About Wills, Trusts & Estate Planning
The most common Will in the UK for a typical family, normally leaves everything to the surviving spouse and then onto the children. For most people this is a terrible Will. The basic principal behind making a Will is to ensure that the right money goes to the right people, at the right time, however, without undertaking true Estate Planning, there is no guarantee that this money will stay with our loved ones.
“Making sure the right money, goes to the right people, at the right time” – The Redwood Philosophy
There are lots of unforeseen eventualities which could take our wealth away from our loved ones. Inheritances can be lost if your beneficiaries get divorced, go bankrupt or need long term care. HMRC can also sometimes end up the most significant beneficiary of your Estate with Inheritance Tax currently charged at 40%!
Estate Planning has two levels, firstly it is about protecting you and your wealth while you are still alive and secondly it is then about ensuring that when the time comes, your estate passes to the right people, at the right time and most importantly, stays there!
Over the years, we have come to understand that discussing what you would like to have happen with your Estate when that time comes, is very emotional and is often a difficult conversation to have, however our expert advisors can explain this complex area of law, in a really simple, clear and easy to understand way.
Taking action now to organise your affairs and protect your family’s wealth is always the better option, than leaving things until it’s too late.
Wills, Trusts & Estate Planning is a core area of speciality and passion for us. Helping clients achieve peace mind, once they know their affairs are in order and more importantly, helping to protect our client’s wealth for the next generation, is why this area of planning is so important.
Our experience has taught us that generally most clients have three main worries and concerns when it comes to their estate planning:
How can I protect my wealth being eroded from Long Term Care Fees?
How can I reduce the Inheritance Tax liability on my Estate?
How do I make sure, my wealth gets passed onto my beneficiaries and stays there?
Thankfully, our expertise in both Estate Planning and Financial Planning means we can help our clients solve all of the above questions.
We can accommodate every client’s needs, whether they just require a basic Will or whether they want to have a comprehensive Estate Plan drawn up to cover Inheritance Tax Planning, Long Term Care Fee Planning, Trusts, Wills and Lasting Powers of Attorney. The most important aspect to a client’s estate planning is that they select the right level of planning which they feel is right for them and their needs.
At Redwood Financial, we believe in treating clients as people, not just as a number. This “family” philosophy makes our company unique amongst many other financial advisers and is something we are very proud of. We are a firm of Certified Financial Advisers and primarily we specialise in two core areas:
Savings & Investments
Pensions & Retirement Planning |
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